Frustrated with bills ?
Every household has a few regular payments that occur over a year. The best example is rent, which needs attention every first of the month. But this is easy. What happens to all the minor subscriptions or annual payments/ bills that you forget and you cannot plan ahead in your budget? I believe that an overview of those payments would help me. So, I created an annual list with all the regular payments and subscriptions I have. In the first column, I wrote everything about the house( rent,bills, cellphone bills etc), then about the car (like insurance etc) and finally web related subscriptions( hosting, domain names etc). Then I wrote down which month and which date I have to pay off each one. I hope that over time, I will complete the table and the dates, so I will keep tracking what and when!